Net 30 from B/L date?

Default is invoice date — specify if from shipment or delivery.

Unusual combination — LC is bank pay, not OA net terms.

Late payment penalty?

Add interest clause — enforceability varies by country.

Start with smaller limits or require L/C until track record.

Net terms standard B2B wholesale — less common cross-border first order.

Payment

Net 30 means payment due 30 days after invoice — use in export open account and cash flow planning.

Reading time: 8 min read·Updated: 2026-06-30·Author: Trade31

Net 30 is open account credit — buyer pays within 30 days of invoice date without L/C.

Net 30 (also "n/30") means the buyer must pay the full invoice within 30 calendar or business days from invoice date — confirm which in contract.

Variants: Net 15, Net 60, 2/10 Net 30 (2% discount if paid in 10 days).

Seller ships before payment — highest buyer convenience, highest seller collection risk. Used with credit insurance and credit limits.

Seller finances buyer for 30 days — working capital and FX exposure until collection. Factor receivables if needed.

Credit application, D&B reports, personal guarantees, and stop-shipment rules when overdue. Document in payment terms for export guide.

2/10 Net 30

Invoice USD 100k — pay USD 98k by day 10 or USD 100k by day 30.

Overdue

Net 30 on weak buyer — day 45 still unpaid; seller stops next container.

Net 30 from B/L date?: Default is invoice date — specify if from shipment or delivery.
Net 30 with L/C?: Unusual combination — LC is bank pay, not OA net terms.
Late payment penalty?: Add interest clause — enforceability varies by country.
Net 30 for new buyer?: Start with smaller limits or require L/C until track record.
B2B vs consumer?: Net terms standard B2B wholesale — less common cross-border first order.

Offer Net 30 only with credit discipline. Contrast with L/C and T/T.